Why would you need an appraisal from PSA Appraisal Ltd?

To many, an appraisal is simply one more thing on the break-sheet for a home purchase or refinance. While there are a growing number of automated home valuation methods that might seem cheaper than an appraisal, almost all lenders still need a local expert because the stakes are very high. But is obtaining a mortgage the only reason to acquire an appraisal? Are there other times when the services of a certified, independent real estate professional could come in handy? Absolutely.


	For real estate appraisals in Granville and Licking County, it's easiest when your order online from PSA Appraisal Ltd, just click here.

Dispute your tax assessment in Licking County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from PSA Appraisal Ltd is your best evidence when building your case. At PSA Appraisal Ltd, we're capable of assisting you in challenging your tax assessment.

Let PSA Appraisal Ltd help you do away with PMI to lower your mortgage payment

When the amount being loaned to the homebuyer is more than 80% of the actual value of the property, many lenders ask home owners to purchase an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. This additional payment is often bundled into the monthly mortgage payment and is quickly forgotten. This is unfortunate because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

PSA Appraisal Ltd will provide you with a statement regarding the value of your home, and the expense of the appraisal can often be offset in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from PSA Appraisal Ltd

A divorce is a very heartbreaking experience for the parties involved, and it is often even more complicated by the troublesome decision of who gets the home. So both parties are entirely aware of the true market value of their home, it's a good idea to order an appraisal from PSA Appraisal Ltd, regardless of the circumstances.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation with PSA Appraisal LtdSettling an estate

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these affairs. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

PSA Appraisal Ltd can help you with relocating to or from Licking County

Moving due to a job change is a more than just an inconvenience. We know where you're coming from! That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our intensive process, we suggest employees that are moving to provide feedback on the positive features of their property, as well as information about any current sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price with an appraisal from PSA Appraisal Ltd

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision when determining your selling price. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't a percentage of the sales price, but rather they depend on our efforts to complete the appraisal.

We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.