Appraisal services for Granville and Licking County homeowners

Check out the top seven reasons why Ohio homeowners use PSA Appraisal Ltd:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
Remove PMI to reduce a mortgage payments
Reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of the property in question to settle an estate


	Own a house in or near Granville, Ohio and need help deciding the price of it? Contact PSA Appraisal Ltd.

At PSA Appraisal Ltd, we understand the unique needs of a customer in need of appraisal services. Our typical business clients are used to the appraisal process and the customary documents we provide. But as a general consumer, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at PSA Appraisal Ltd, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value report than yours.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that's declining or is not appreciating as much as other properties nearby. This only means you're going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from PSA Appraisal Ltd is your chief weapon.

Need to remove PMI?

An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are seasoned in helping clients just like you get rid of unwanted PMI insurance.

Was your HELOC recently frozen?

If your house is in a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be troublesome from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from PSA Appraisal Ltd can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? PSA Appraisal Ltd offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? PSA Appraisal Ltd can help you with that. Even though most appraisal reviews are requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.